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Our Services

YOUR FINANCIAL PARTNER IN A VOLATILE WORLD

Mission Statement

To help each client obtain and retain financial independence, by employing a balanced and intellectually rigorous approach to protecting and growing wealth.


Service Offerings

Financial Planning:  Consulting services are available for both individuals and small business owners.  This can range from a single issue to a comprehensive financial plan.  We can work on subjects as diverse as Cash Flow Management to Benefits Consulting, and everything in-between.

Investment Management:  Depending on your style and sensibilities, there are many investment tools at our disposal.  Many people will choose to work with mutual funds.  Sometimes an Annuity makes sense.  Some others prefer a Managed Account.  Still others demand a world-class fee-based Managed Account.  For the business owner, our widely diverse stable of retirement plans will work for even the most discerning client.  As an independent financial adviser, I am free to help you by matching you up with the right tool for your specific situation.

Risk Management:  A key pillar in planning for your future involves protecting against the risks of dying prematurely, being disabled, or needing long-term care.  Making sure that your Health Insurance and Property coverages are up-to-date with your needs is also a critical step.  For the business owner, we can look into Business Continuation to better ensure your legacy and Executive Benefits to minimize the risk of losing that valued associate.

Estate Planning:  Most people prefer to plan their estates in such a way as to maximize the amount of their wealth that gets passed on to their future generations.  This can certainly be a tricky area and demands a team of advisers working for your best interests.

Special Needs Planning:  Someday, you won't be able to be there in person.  With proper planning and diligent reviews, you can provide for them in a way that will leave their government benefits intact while giving them all the resources that you ever hoped to provide.   

Charitable Giving Strategies:  We, as Americans, are arguably the most charitable in the world.  People of all means seek to give to charities that have touched their lives in some way.  As many charities as there are, there are ways to craft a Giving Strategy to ensure that your wishes are carried out precisely and as tax-efficient as possible.

Wealth Distribution Planning:  You've worked all your life for money.  Now, your money needs to start working for you.  It is critical to have a strategic retirement plan that is structured so that your money lasts the rest of your lifetime.  Of course, it is also important that you have ready access to money for those short-term needs that crop up from time to time.  An innovative approach is required to meeting both of these needs in a balanced and thoughtful way.

At Miele Wealth Management, we provide expert assistance in the following areas:

Investments

  • Bonds
  • Check Writing
  • Common Stock
  • Debit Card
  • Educational IRA
  • Brokerage Accounts
  • Traditional IRA
  • Roth IRA
  • SEP IRA
  • Simple IRA
  • Treasury Bills
  • Government Securities
  • Treasury Notes
  • Variable Annuities

Financial Planning

  • Retirement Plans
  • Tax Plans
  • 401k Planning
  • 403b Planning
  • College Plans
  • Estate Plans
  • Money Management
  • Money Purchasing Plans
  • Profit Sharing Plans

Insurance

  • Disability Income Insurance
  • Life Insurance
  • Long Term Care Insurance
  • Individual Health Insurance
  • Group Health Insurance